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We can supply you with a Jewelers Mutual accepted appraisal (free if we sold you the item), or you can bring in your other items to be insured, and for a reasonable fee, we will write up an appraisal for them as well. Additionally, you will need to advise them of the details of who will be wearing or have the jewelry in his/her possession, with that person’s current address. It warrants mention that if you have been convicted of a crime, you will need to also provide details of the offense. If you currently hold a policy with Jewelers Mutual, all you need to do to obtain coverage for your new purchase is to fax a request to Jewelers Mutual, along with a copy of the appraisal or valuation. Jewelers Mutual will add the jewelry to your policy and bill you for the additional premium. The insurance policy will cover the costs of repair in the event of damage to your new diamond jewelry. Or in the event of loss, theft, and mysterious disappearance, Jewelers Mutual will ask you to select or make a new item from an approved Jewelers Mutual jeweler (of which we are) and the replacement is not finished until you are happy with the replacement item. The best part is that you can be in control of the replacement, just as you were for the original. (Not all insurance works this way.) Because in life the unexpected can happen, if your jewelry does mysteriously disappear or is damaged, lost or stolen, you should immediately call Jewelers Mutual at 888-884-2424, or report your claim through the www.jewelersmutual.com. You should also report your loss to the police should you suspect that it was stolen. |  |
